What sits behind Wyzia — the experience, principles and decisions that shape how we build payments.
To make payments predictable.
Not theoretically simple. Not "easy" in a demo. Predictable when volumes spike. Predictable when banks behave differently. Predictable when something goes wrong and someone needs to explain it.
We've been operating payment systems since 2013. That's long enough to know speed isn't the hard part. Consistency is. So that's what we focus on.
A world where running payments is boring.
Where teams don't need deep institutional knowledge of every rail, bank, or cutoff window just to keep things moving. Where the same inputs lead to the same outcomes. Where "what happened?" isn't a recurring meeting.
Not because payments became simpler, but because someone finally took responsibility for the complexity.
That's the system we're building.
From startup vision to industry leader—a timeline of innovation, growth, and transformation
Around 2013, after enough late nights watching settlement queues, handling edge cases, and explaining why "instant" wasn't—a pattern emerged. Every rail behaved differently. Every bank had its own rules. And every team was expected to memorize them all. So instead of becoming experts in every exception, we built something to handle them. That's when the Payment Wizard was born.
Launched our unified real-time payments API across the U.S., connecting RTP, FedNow, Visa Direct, and Mastercard Send through a single integration.
Processing $8B+ annually with 99.99% uptime. Expanded to support international payment rails and launched partnership programs for ISVs, ISOs and fintech innovators.
Opening international offices and expanding payment rail coverage globally. Committed to making real-time payments accessible to businesses worldwide.
How we actually operate (not how we wish we did).
Real money. Real consequences. If it's not correct and secure, nothing else matters. Accuracy, security and compliance are non-negotiable.
We invest in the hard problems that improve reliability over time. Novelty isn't the goal, fewer failures are.
Our job is to keep payments from becoming our customers' job. When something breaks, we own it.
Payments span systems, institutions, and teams. Good decisions come from shared context, not assumptions.
We absorb complexity so our customers don't have to. Simple outcomes require disciplined design.
Small details compound quickly in payments. We operate with the assumption that precision matters.
You didn't start a company to become a payments wizard. Luckily, we did. Fill out the form to get in touch with one of our payment wizards.