Introducing FastPay

Earned Wage Access Done Right

Earned Wage Access (EWA) allows employees to receive a portion of their accrued pay before their scheduled payday, offering financial flexibility without debt.

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The reality for your workforce

Life happens daily. Payday doesn't.
FastPay by Wyzia closes the paycheck gap.

Your employees earn wages every day. But traditional payroll delivers those wages on a fixed schedule, and life doesn't always wait. When an unexpected bill arrives, a car breaks down, or a family expense comes up between paychecks, workers are left to navigate the gap on their own. That financial pressure is real. And it doesn't stay at home.

70% Americans live paycheck-to-paycheck

40% say that they have no emergency savings

62% say that financial stress affects work performance

Built to fit the way you already work.

Most EWA solutions stop at access. FastPay goes further, combining earned wage accuracy with real-time payment delivery, all without disrupting your existing payroll operations.

Employer-Integrated

Works within your existing payroll, HR, and time systems. FastPay fits into your infrastructure, not the other way around.

Accurate

Eligibility is based on real employer payroll and time data—not estimates or approximations. Your employees access what they've actually earned.

Controlled

You set the rules. Policy settings let you manage access limits, timing, and eligibility so the program runs the way your organization needs it to.

Compliant

Compliant with federal consumer protection, labor, and wage laws and state labor, banking, and finance regulations.

Real-Time Delivery

Funds are delivered through Wyzia's payment infrastructure, with Zelle as the primary experience, plus additional rails to expand coverage across your workforce.

When employees have fast access to their pay, the effects show up at work:

Improved focus

when employees are not distracted by financial stress

Lower absenteeism

when urgent expenses don't disrupt work

Reduced turnover risk

when financial wellness support is available

Greater workforce stability

when employees feel financially secure

A better benefit. A cleaner model.

FastPay creates value on both sides of the paycheck.

83%

of workers want access to wages after every shift

78%

say on-demand pay strengthens loyalty

81%

prefer employers that offer on-demand pay

Backed by experience. Built on trust.

Wyzia brings 10+ years of real-time payment expertise across North America, processing 10 billion in payments annually and recognized as a Zelle® approved third-party Sender for real-time B2C payments.

FastPay is powered by FlexWage, the employer choice for earned wage access, trusted by leading employers including Wendy's, McDonald's, Applebee's, Burger King, and Zaxby's.

Funds reach employees through Zelle, already trusted by more than 160+ million Americans and 2,300+ banks. No new account. No new app. Money goes straight to the bank account tied to their email or phone number.

Trusted by Industry Leaders

Simple for you. Meaningful for them.

FastPay works in five easy steps.

Employee reviewing FastPay balance and transfer on a smartphone

Connect

FastPay works with your existing payroll, HR, and time systems including HRMS, time and attendance, and POS where applicable. No new infrastructure required.

Calculate

Available pay is calculated from an employee's actual earned wages using actual payroll and time data, not estimates.

Request

When employees need funds, they request access through the FastPay app. It's simple, clear, and entirely in their hands.

Deliver

FastPay delivers funds in minutes primarily through Zelle, the bank-connected experience your employees already know and trust. Additional delivery rails include Payroll Card.

Reconcile

The amount transferred to the employee is automatically deducted from the next paycheck through your existing payroll process. No additional processes or manual intervention required.

Ready to give your team access to what they've already earned?

Earned wage access lets employees access a portion of the wages they've already earned before their scheduled payday, without loans, without credit checks, and without complexity for employers.

Questions? Reach out to our team directly.